Century Commercial Bank Limited, a national level commercial bank established under the Company Laws of Nepal. It has obtained the license from Nepal Rastra bank Bank and started its banking service in 23rd January 2011. The main mission of this bank is “Saral banking… Sabaiko laagi” which mean easy banking … for all. It has extended its services by using the information and communication technology wisely.

Loan Schemes:
Loans & AdvancesPrimeOthers
Overdraft11.00 – 13.00 % p.a.14.00-16.00 % p.a.
Trust Receipt Loan10.00 – 12.00 % p.a.13.00-15.00 % p.a.
Export Finance9.00 – 11.00 % p.a.12.00-14.00 % p.a.
Other Working Capital10.00 – 12.00 % p.a.13.00-15.00 % p.a.
Term Loan11.00 – 13.00 % p.a.
14.00-16.00 % p.a.
Personal / Mortgage Loan11.00 – 13.00 % p.a.14.00-16.00 % p.a.
Education Loan11.00 – 13.00 % p.a.14.00-16.00 % p.a.
Other Loans11.00 – 13.00 % p.a.14.00-16.00 % p.a.
Deprived Sector8.00 – 10.00 % p.a.11.00-13.00 % p.a.
Home LoanPrimeOthers
Up to 10 Years10.50 – 12.50 % p.a.13.50-15.50 % p.a.
Up to 15 years11.00-13.00 % p.a.14.00-16.00 % p.a.
Up to 20 years11.50-13.50 % p.a.14.50-16.50 % p.a.
Vehicle Loan – Personal Use
Up to 5 years11.50 – 13.50 % p.a.14.50-16.50 % p.a.
Up to 7 years13.00 – 15.00 % p.a.16.00-18.00 % p.a.
Vehicle Loan – CommercialPrimeOthers
Up to 5 years
12.50 – 14.50% p.a.
15.50-17.50 % p.a.
Up to 7 years
13.50 – 15.50 % p.a.
16.50-18.50 % p.a.
SME LoansPrimeOthers
Overdraft12.00 – 14.00 % p.a.15.00-17.00 % p.a.
Trust Receipt Loan/STL10.50 – 12.50 % p.a.13.50-15.50 % p.a.
Term Loan12.00 – 14.00 % p.a.15.00-17.00 % p.a.
Other LoansPrimeOthers
Loan against shares & Bonds12.00-14.00% p.a.15.00-17.00% p.a
Loan against Gold & Silver13.00 – 15.00 % p.a.16.00-18.00 % p.a.
Agricultural Loan10.50-12.50% p.a.
Loan against Fixed DepositOwn: +3.00 % on coupon rate or 13% p.a. whichever is higher
Loan against Govt. Securities+3% or minimum 12.50% p.a.
LCY loan against FCY Deposit9.50-12.50% p.a
Deprived Sector loanInstitutionalDirect Lending
6.00% p.a. to 10.00% p.a.14.00% p.a. to 15.00% p.a.

Deposit Schemes:

The deposits services available in the century commercial bank are:

AccountsInterest Rate %Documents Required
Century Platinum Saving8 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Fixed DepositRefer to your nearest branch.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Sharedhani Bachat Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Payroll Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Jestha Nagarik Bachat Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Nari Bachat Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Supreme Saving7.25 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Saral Bachat Khata6 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Bal Bachat Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Remit Bachat Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Rastra Sewak Khata7 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Century Mex Savings6 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
FCY Deposit Account1.00% p.a2 PP Size Photo, Citizenship, Bill for address verification etc.
Century 5 Savings Account7.00 % p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Students Savings Account6.00% p.a2 PP Size Photo, Citizenship, Bill for address verification etc.
Kishan Bachat Khata6.00% p.a2 PP Size Photo, Citizenship, Bill for address verification etc.
Social Security Savings Account6.00% p.a2 PP Size Photo, Citizenship, Bill for address verification etc.

 

Remittance:

In order to transfer the funds earned by the citizen sitting outside the country, Century commercial bank has provided the century remit to its customer. So the people living outside the country can have ease on transferring the funds. This is one of the web based payment service and this service is ease on using. On using this service, the customer can get the instant service within the 10 seconds without any hassle. For this service, the century commercial bank has more than 2,500 agents.

 Bank has more than 2,500 agents network throughout the country and beneficiary can get the payment from the nearest location. Bank is always dedicated to provide best rate with prompt and reliable service to the customers.

E-Services:

Mobile Banking: Available

SMS Banking: Available

Internet Banking: Available